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The personal homeowner insurance ontario policy wording pdf

The personal homeowner insurance ontario policy wording pdf
Your policy is a contract of insurance between you and Zurich and contains all the details of the cover that we provide. Your policy is made up of: • the policy wording.
Kc explorer travel insurance – policy summary significant features and benefits the policy booklet outlines the features and benefits of the cover provided under personal
PERSONAL LiNES NEw PROduct ShEEtS SEASONAL HOMEOWNERS COvERAgE CHANgES Increase Decrease No Change SEASONAL FIRE & EXTENDED COvERAgE SEASONAL – FIRE & EXTENDED COvERAgE
Financial Services Commission of Ontario BEWARE OF EXCLUSIONS: WHAT YOUR HOMEOWNERS INSURANCE POLICY DOESN’T COVER Don’t wait until disaster strikes to find out what your homeowners insurance policy does not cover.
YOUR HOME INSURANCE POLICY This is your RSA Home Insurance Policy. It describes the contract between you and us. In return for the premium, we will cover you during the period of insurance under the terms set out in this policy. Your application form, this policy book, and your schedule are all part of your policy. Please read them all to avoid misunderstanding. They tell you which sections
Your time is important, which is why an insurance policy that’s hassle-free and easy to understand is a necessity. With our wealth of knowledge, we can offer the protection you need for the property you care about most, whether that’s a house, a car, a cottage, or a recreational vehicle.
Zurich Group Personal Accident and Sickness Insurance allows you to tailor the cover for your requirements. Cover can be Cover can be arranged by you (referred to as the insured ) to cover yourself or some other person(s) (referred to as the insured person(s) ).
The most inclusive home insurance package is a Comprehensive homeowner’s policy. This policy provides all risk insurance coverage to your home and contents. Review the policy wording as there are certain situations or exclusions under all risk insurance.


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Buying Home Insurance . As a homeowner, you need to insure your house for its rebuilding costs in the event of serious damage or destruction. Know who and what is covered and understand the contractual obligations in your policy.
Insurance, Car insurance, Home insurance Why did my insurance company cancel my policy? Insurance policies can be cancelled for a variety of reasons, either by the customer or their insurer, depending on the circumstances.
Your Personal Insurance Policy Wawanesa Insurance A Great Canadian Success Story Wawanesa Insurance was founded in 1896 in the village of Wawanesa, Manitoba. With regional offices across Canada and operations in the United States, Wawanesa Insurance is one of the largest property and casualty insurers in Canada. In fact, the most respected insurance rating agency, A.M. Best, has …
Up to 15% Home and Contents combined discount. Save up to 15% on your policy when you combine your home insurance and your contents insurance into one policy with us.
A business insurance proposal is about insurance policies which would cover the business. The proposal would contain all the policy details, and how the policy would help the business assets get insured and get coverage.
Home insurance is easier with Intact. We’ll help you find the plan that fits your lifestyle. Get home insurance from Intact Insurance, Canada’s largest home, auto and business insurance company. Get a quote online today.
Product Disclosure Statement and Policy Wording
Homeowners policy. As a Homeowners policyholder, you have access to some additional lifestyle coverage options. Talk to your insurance broker today about whether these are the right upgrades for you! my home & auto ® Combine your home and car insurance and unlock a world of savings and convenience. The my home & auto one-policy solution offers a discount on both your car and home insurance
insured person’s comprehensive motor vehicle insurance policy; and 2. up to five hundred dollars (0) per week, to a maximum of one thousand dollars (,000), for the actual cost incurred for rental of a comparable motor vehicle, in the event that the insured person’s personal motor
This policy and the schedule are the contract between Renasa Insurance Company Limited (the insurer) and you (the insured). Renasa agrees to provide insurance in terms of this policy during any period of insurance for which a premium has been paid and accepted.
3 Studentguard+ Group Policy Wording 23/01/2017 Introduction Welcome to Aviva. We are committed to providing a first-class service. Aviva is the UK’s largest insurer with over 200 years’ experience in the insurance industry.
Your Home Insurance Policy Explained Homeowners’ insurance policies are not all the same as different types of coverage and policy limits vary from company to company. Usually your homeowner’s insurance policy is divided into three sections:
HOMEOWNERS INSURANCE POLICY A GUIDE TO YOUR HOMEOWNERS POLICY Your Homeowners Insurance policy consists of the Coverage Summary Page and this booklet.
Page 2 Distinction Home Insurance / Policy wordin Introduction About this policy Your policy consists of: 1. this policy wording, and 2. the schedule, and
Personal Accident Insurance Policy Summary and Wording
Homeowner insurance coverage is calculated based on replacement cost of the dwelling. Replacement cost is estimated amount of the house value which would be …
Chubb Individual Personal Accident & Sickness Insurance Policy Wording and PDS (16PDSIPA01) ©2016 Chubb. ACE®, Chubb®, their respective logos, and Chubb.Insured.
PDF kit & home insurance – policy wording – policies purchased before 25.05.18 PDF family legal protection – insurance product information document Military personal accident insurance
Ryno Insurance Services is a specialist division of East West Insurance Brokers ABN 83 010 630 092, Australian Financial Services Licence No. 230041. Ryno Insurance acts under a binding authority agreement on behalf of certain Underwriters at Lloyd’s. Refer to the Product Disclosure Statement or Policy Wording or call us on 1300 650 670.
Personal Injury Insurance Policy Wording Insignia Insurance
Insurance This Product Disclosure Statement contains the Personal Insurance Policy terms and conditions. You should read all sections of this Product Disclosure Statement
Personal Insurance Product Disclosure Statement and Policy Wording 21st April 2014 Issued by Chubb Insurance Company of Australia Limited. Thank you for choosing Chubb Masterpiece. For well over a century Chubb has been renowned worldwide for exceptional insurance coverage and service. We are one of the world’s leading specialist insurers of higher value homes and personal fine art, …
Personal Insurance Policy. January 2015 1 INTRODUCTION Thank you for choosing the Wawanesa Mutual Insurance Company as your insurer. We are proud to offer you this product through Canada’s Insurance Broker network. Please read this booklet and Declarations carefully and keep them in a safe place. If you have any questions we encourage you to contact your Insurance Broker. HOW TO …
Zurich Home Insurance Policy Contents « « X 4 Your policy is an agreement between you (the person shown in the statement of insurance as the policyholder) and the …
COMPREHENSIVE HOMEOWNERS POLICY The policy consists of these wordings, the Certificate of Property Insurance which contains information that is unique to your insurance policy … – political risk insurance example policy Your John Lewis Home Insurance Policy Wording – Premier Cover 6 Understanding your policy The policy is in two parts – the Policy Wording and the Policy Schedule. The Policy Wording explains what is and what is not covered, how claims are settled and other important information. Within each section of cover, the first column will tell you what the cover includes. The second column will
2 Stansure Insurance Policy Underwritten by Standard Insurance Limited (Reg. No. 1993/007593/06) 4 Ellis Street, Constantia Kloof 1709 Important telephone numbers:
This PDS and policy are provided by Commonwealth Insurance Limited ABN 96 067 524 216, AFSL 235030 ( CIL). CommInsure is a registered CommInsure is a registered business name of CIL.
Personal Accident Insurance Documents www.expressbikeinsurance.com. CONTENTS PERSONAL ACCIDENT 1 Section 1 Personal Accident 1 Definitions 2 What is insured 4 HOW TO MAKE A CLAIM 6 POLICY CONDITIONS 7 OUR CUSTOMER CARE POLICY 9 WELCOME Thank you for arranging your motorcycle insurance through Express Insurance Services, we hope you find this booklet …
Your Home Insurance Policy Explained. Homeowners’ insurance policies are not all the same as different types of coverage and policy limits vary from company to company.
The Group Personal Accident and/or Sickness policy – contains terms and conditions of your insurance policy. To assist you to locate specific terms in this PDS, a table of contents is provided.
Zurich Personal Accident Insurance allows you to tailor the cover for your requirements. Cover can be arranged by you Cover can be arranged by you (referred to as the insured ) to cover yourself or some other person (referred to as the insured person ).
insurance and you may need it if you wish to make a claim. In return for the payment of the premium (and any tax payable thereon) by you, we will provide insurance in accordance with the policy for those sections shown in the schedule in respect of events happening during the period of insurance.
Insignia Personal Injury Policy Wording V5 10/17 4 of 14 Definitions These definitions are applicable to all sections. Specific definitions in relation to the various benefits are …
The policy wording and summary which apply to you will be available to view when you get a home insurance quote and then saved in your online account when you buy. For all the information on the cover you have chosen, please view the policy wording and policy summary together with your policy …
15/01/2012 · Personal property coverage is a separate limit of insurance from the building coverage on the home itself. Personal property includes all your “stuff” including tables, chairs, clothes, dishes
Chubb Student Personal Accident Policy Wording and Product Disclosure Statement – School and Sporting Activities, Australia. Published 11/2016.©2016 Chubb Insurance Australia Limited.
Comprehensive, basic/named perils, broad and “no frills” are typical home insurance policies. Wording and what’s covered in individual policies vary from one insurer to another. Home insurance policies include personal liability coverage.
Group Personal Accident & Sickness Insurance Policy Schedule
State Insurance is a business division of IAG New Zealand Limited. This information is only intended as a guide. Policy limits and exclusions apply. Please refer to the policy wording …
1 10% of all customers buying home buildings and contents insurance with us from February 2018 to April 2018 paid £99 or less. The price you pay will depend on individual circumstances, cover choosen and payment method selected.
2 Agreement In return for payment of the premium, we will provide the insurance described in this policy subject to the policy terms, definitions, conditions, exclusions and limitations set out in this policy and the Certificate of Insurance,
PERSONAL ACCIDENT INSURANCE POLICY Policy Wording 1 Whereas the Insured has made to SBI General Insurance Company Ltd (hereinafter called the “Company”), a proposal which is hereby agreed to be the basis of this Policy and has paid the premium specified in the Schedule, now the Company agrees, subject always to the following terms, conditions, exclusions, and limitations and …
3 AIG Australia Limited EBM StudentCover Personal Accident Insurance Combined Product Disclosure Statement and Policy Wording 4. Costs The premium will be calculated based on the level of cover selected, the State the school is located and the
The Policy Wording contains a Definitions section on page 8 and Conditions that apply to this insurance at page 14. Personal Accident Insurance for Voluntary Workers AH650/2 PDS JM …
insurance, and for full details of all relevant policy exclusions you should read the policy wording and make yourself aware of all the exclusions that apply.
Document PDF House Insurance policy wording. If it’s worth doing, do it right. 1. Cover for Replacement. If you have Maxi House cover and your home is irreparably damaged, we can replace it, as new, up to the sum insured. 2. We protect more than just your house. Other things that are within your residential boundary are protected too – like driveways, swimming pools and retaining walls. 3
that would be covered under another insurance if this policy did not exist. We will pay the amount exceeding the cover available under that other insurance; 7. directly or indirectly caused by a computer virus. 2 Hiscox Home Insurance Policy wording. Your home and personal possessions Your schedule will show an amount or use the word ‘covered’ to indicate if your buildings and personal
The terms and conditions of insurance cover are contained in the Policy Wording. The PDS and the Policy Wording contain important information that You should read ca refully before deciding to take out the insurance cover. Other documents may form part of Our PDS and Policy Wording and, if they do, We will tell You in the relevant document. This PDS and the Policy Wording are both important
Home Insurance Types of Coverage
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The Policy Wording sets out the detailed terms, conditions and exclusions relating to the Policy. This Policy may be accompanied by a Policy Schedule which sets out any
PA V10.15 1 of 16 Personal Accident and Sickness Insurance Policy Product Disclosure Statement and Policy Wording
canadian insurance law spring 2010 in this issue 1 editor’s introduction 2 the supreme court of canada clarifies the law relating to exclusion clauses and their use in tendering – derek leschinsky 6 homeowners liable to contractor in construction lien proceedings but not indemnified by their proper-ty insurer for additional costs under the guaranteed replacement cost endorse-ment of their
If you arranged this policy after the start date of your motor insurance policy, cover will be provided from the date you bought it and will end on the expiry date of your motor insurance policy as detailed on your policy schedule .
individual personal accident policy In consideration of your having paid the premium for the policy period stated in the Schedule or for any further period of insurance for which we may accept the payment for renewal of this policy, we
11 Personal Liability ,000,000 ,000,000 0,000 0,000 12 Legal Expenses 0,000 ,000 ,000 NIL Travel Inconveniences 13 Journey Cancellation ,000 ,000 ,000 ,000 14 Journey Postponement ,000 ,500 0 0 15 Journey Curtailment ,000 ,000 ,000 NIL 16 Replacement Traveller ,000 0 0 0 17 Loss of Advance Deposit due to Insolvency of …
Ontario Automobile Policy (OAP 1) Owner’s Policy Approved by the Superintendent of Financial Services for use as the standard Owner’s Policy on or after January 1, 2001. About This Policy This is your automobile insurance policy. It is written in easy to understand language. Please read it carefully so you know your rights and obligations and the rights and obligations of your insurance
Desjardins Insurance’s personal insurance can provide the additional coverage you may need, as your homeowners policy may have significant deductibles and limitations. Contact your Desjardins Agent who can help you find the coverage that’s right for you.
Personal Insurance Policy Documents AAMI
Your Home Insurance Policy Explained by InsuranceHero.ca
GROUP/INDIVIDUAL PERSONAL ACCIDENT AND SICKNESS WORDING
The wording of the actual policy and local law will govern. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate.
Close this window. Have you heard? State Farm ® Canada is now Desjardins Insurance. Enjoy a modern, all-in-one approach to insurance alongside the personal service and professional advice you have come to expect from us.
When you take out Comprehensive Insurance with Budget Direct we cover any personal effects damaged by a collision involving your car. If you hold a Gold Comprehensive Insurance policy you will also be covered if your personal effects are stolen from your car.
Combined Product Disclosure Statement and Policy Wording

Home Insurance Quotes From £99 Aviva Customers Save 20%

PERSONAL ACCIDENT INSURANCE POLICY SBI General

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YPI Your Personal Ins Pol Booklet English 0115 California
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PERSONAL LiNES NEw PROduct ShEEtS SEASONAL HOMEOWNERS COvERAgE CHANgES Increase Decrease No Change SEASONAL FIRE & EXTENDED COvERAgE SEASONAL – FIRE & EXTENDED COvERAgE
The wording of the actual policy and local law will govern. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate.
Homeowner insurance coverage is calculated based on replacement cost of the dwelling. Replacement cost is estimated amount of the house value which would be …
The terms and conditions of insurance cover are contained in the Policy Wording. The PDS and the Policy Wording contain important information that You should read ca refully before deciding to take out the insurance cover. Other documents may form part of Our PDS and Policy Wording and, if they do, We will tell You in the relevant document. This PDS and the Policy Wording are both important
insurance and you may need it if you wish to make a claim. In return for the payment of the premium (and any tax payable thereon) by you, we will provide insurance in accordance with the policy for those sections shown in the schedule in respect of events happening during the period of insurance.
The most inclusive home insurance package is a Comprehensive homeowner’s policy. This policy provides all risk insurance coverage to your home and contents. Review the policy wording as there are certain situations or exclusions under all risk insurance.
insurance, and for full details of all relevant policy exclusions you should read the policy wording and make yourself aware of all the exclusions that apply.

30 thoughts on “The personal homeowner insurance ontario policy wording pdf

  1. Zurich Home Insurance Policy Contents « « X 4 Your policy is an agreement between you (the person shown in the statement of insurance as the policyholder) and the …

    Beazley home insurance policy wording
    Types of Property Homeowners Insurance Policies Home
    YOUR HOME INSURANCE POLICY RSA UAE

  2. Ontario Automobile Policy (OAP 1) Owner’s Policy Approved by the Superintendent of Financial Services for use as the standard Owner’s Policy on or after January 1, 2001. About This Policy This is your automobile insurance policy. It is written in easy to understand language. Please read it carefully so you know your rights and obligations and the rights and obligations of your insurance

    Zurich Home Insurance Policy
    Stansure Insurance Policy Standard Bank – South Africa
    Insurance Policy Documents GIO

  3. insurance, and for full details of all relevant policy exclusions you should read the policy wording and make yourself aware of all the exclusions that apply.

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  4. Personal Insurance Product Disclosure Statement and Policy Wording 21st April 2014 Issued by Chubb Insurance Company of Australia Limited. Thank you for choosing Chubb Masterpiece. For well over a century Chubb has been renowned worldwide for exceptional insurance coverage and service. We are one of the world’s leading specialist insurers of higher value homes and personal fine art, …

    Hiscox Home Insurance Your policy wording
    Types of Property Homeowners Insurance Policies Home

  5. 2 Agreement In return for payment of the premium, we will provide the insurance described in this policy subject to the policy terms, definitions, conditions, exclusions and limitations set out in this policy and the Certificate of Insurance,

    Chubb17-29-0618 Masterpiece Policy Wording and PDS
    Personal Accident Insurance Policy Summary and Wording

  6. Buying Home Insurance . As a homeowner, you need to insure your house for its rebuilding costs in the event of serious damage or destruction. Know who and what is covered and understand the contractual obligations in your policy.

    Policy Wording Chubb Travel Insurance
    Product Disclosure Statement and Policy Wording
    Types of Property Homeowners Insurance Policies Home

  7. Comprehensive, basic/named perils, broad and “no frills” are typical home insurance policies. Wording and what’s covered in individual policies vary from one insurer to another. Home insurance policies include personal liability coverage.

    Personal Insurance Northbridge Insurance
    Your Personal Insurance Policy Wawanesa Insurance
    Zurich Home Insurance Policy

  8. Up to 15% Home and Contents combined discount. Save up to 15% on your policy when you combine your home insurance and your contents insurance into one policy with us.

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  9. The Policy Wording sets out the detailed terms, conditions and exclusions relating to the Policy. This Policy may be accompanied by a Policy Schedule which sets out any

    Renasa Personal Policy Wording HTI Insurance Brokers

  10. Zurich Group Personal Accident and Sickness Insurance allows you to tailor the cover for your requirements. Cover can be Cover can be arranged by you (referred to as the insured ) to cover yourself or some other person(s) (referred to as the insured person(s) ).

    Allianz Australia Policy Documents
    Types of Property Homeowners Insurance Policies Home
    Beware of exclusions What Your Homeowners Insurance

  11. The wording of the actual policy and local law will govern. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate. For more information on coverage, perils, discounts and availability, please contact your local agency or 1-800-allstate.

    Excess Liability Insurance Zurich

  12. individual personal accident policy In consideration of your having paid the premium for the policy period stated in the Schedule or for any further period of insurance for which we may accept the payment for renewal of this policy, we

    YOUR HOME INSURANCE POLICY RSA UAE
    Your Home Insurance Policy Explained by InsuranceHero.ca
    Insurance Policy Documents GIO

  13. 15/01/2012 · Personal property coverage is a separate limit of insurance from the building coverage on the home itself. Personal property includes all your “stuff” including tables, chairs, clothes, dishes

    Home Insurance Types of Coverage
    Home Insurance Quotes From £99 Aviva Customers Save 20%

  14. When you take out Comprehensive Insurance with Budget Direct we cover any personal effects damaged by a collision involving your car. If you hold a Gold Comprehensive Insurance policy you will also be covered if your personal effects are stolen from your car.

    Home Insurance Policy Details AXA UK
    Sample Insurance Proposal Template Sample Templates
    Valuables Insurance Collectibles Desjardins Insurance

  15. Kc explorer travel insurance – policy summary significant features and benefits the policy booklet outlines the features and benefits of the cover provided under personal

    GROUP/INDIVIDUAL PERSONAL ACCIDENT AND SICKNESS WORDING
    YPI Your Personal Ins Pol Booklet English 0115 California

  16. Zurich Home Insurance Policy Contents « « X 4 Your policy is an agreement between you (the person shown in the statement of insurance as the policyholder) and the …

    Home Insurance Quotes From £99 Aviva Customers Save 20%
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  17. A business insurance proposal is about insurance policies which would cover the business. The proposal would contain all the policy details, and how the policy would help the business assets get insured and get coverage.

    Group Personal Accident and Sickness Insurance PDS

  18. The Policy Wording sets out the detailed terms, conditions and exclusions relating to the Policy. This Policy may be accompanied by a Policy Schedule which sets out any

    Personal Accident Insurance Policy Summary and Wording
    Personal Liability Insurance Desjardins Insurance

  19. 3 AIG Australia Limited EBM StudentCover Personal Accident Insurance Combined Product Disclosure Statement and Policy Wording 4. Costs The premium will be calculated based on the level of cover selected, the State the school is located and the

    Zurich Home Insurance Policy
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  20. Up to 15% Home and Contents combined discount. Save up to 15% on your policy when you combine your home insurance and your contents insurance into one policy with us.

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    PERSONAL PROPERty SEASONAL HOMEOWNERS COvERAgE

  21. Page 2 Distinction Home Insurance / Policy wordin Introduction About this policy Your policy consists of: 1. this policy wording, and 2. the schedule, and

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  22. insured person’s comprehensive motor vehicle insurance policy; and 2. up to five hundred dollars (0) per week, to a maximum of one thousand dollars (,000), for the actual cost incurred for rental of a comparable motor vehicle, in the event that the insured person’s personal motor

    Chubb14-76-0516 Individual Personal Trades Insurance
    PERSONAL ACCIDENT POLICY WORDING IRDAI

  23. Homeowner insurance coverage is calculated based on replacement cost of the dwelling. Replacement cost is estimated amount of the house value which would be …

    QM2577 Elders Personal Insurance Policy
    Insurance Policy Wording Explained Budget Direct
    Home Insurance

  24. 15/01/2012 · Personal property coverage is a separate limit of insurance from the building coverage on the home itself. Personal property includes all your “stuff” including tables, chairs, clothes, dishes

    QM2577 Elders Personal Insurance Policy

  25. Homeowners policy. As a Homeowners policyholder, you have access to some additional lifestyle coverage options. Talk to your insurance broker today about whether these are the right upgrades for you! my home & auto ® Combine your home and car insurance and unlock a world of savings and convenience. The my home & auto one-policy solution offers a discount on both your car and home insurance

    Hiscox Home Insurance Your policy wording
    Beware of exclusions What Your Homeowners Insurance

  26. Desjardins Insurance’s personal insurance can provide the additional coverage you may need, as your homeowners policy may have significant deductibles and limitations. Contact your Desjardins Agent who can help you find the coverage that’s right for you.

    PERSONAL ACCIDENT INSURANCE POLICY SBI General

  27. 1 10% of all customers buying home buildings and contents insurance with us from February 2018 to April 2018 paid £99 or less. The price you pay will depend on individual circumstances, cover choosen and payment method selected.

    Beware of exclusions What Your Homeowners Insurance
    QM2577 Elders Personal Insurance Policy
    Zurich Home Insurance Policy

  28. Your Home Insurance Policy Explained. Homeowners’ insurance policies are not all the same as different types of coverage and policy limits vary from company to company.

    QM2577 Elders Personal Insurance Policy
    Stansure Insurance Policy Standard Bank – South Africa
    Home Insurance Policy Details AXA UK

  29. HOMEOWNERS INSURANCE POLICY A GUIDE TO YOUR HOMEOWNERS POLICY Your Homeowners Insurance policy consists of the Coverage Summary Page and this booklet.

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    YPI Your Personal Ins Pol Booklet English 0115 California
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  30. 11 Personal Liability ,000,000 ,000,000 0,000 0,000 12 Legal Expenses 0,000 ,000 ,000 NIL Travel Inconveniences 13 Journey Cancellation ,000 ,000 ,000 ,000 14 Journey Postponement ,000 ,500 0 0 15 Journey Curtailment ,000 ,000 ,000 NIL 16 Replacement Traveller ,000 0 0 0 17 Loss of Advance Deposit due to Insolvency of …

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